eBanking Solutions
Enabling Financial Institutions with a proven multi-channeled ASP platform, Online Messenger™, OBS is the premium provider of ebanking services for all business.
Information: When and How You Need It
Online Messenger Services:- Unattended Account Information Reporting
- Special Reports & Customized Reporting
- Statement Delivery
- Data File Exchange
Select the Format and the Channel – Flexibility for Every User
OBS architecture supports independent services, a variety of delivery channels and the ability to transform data. As a result, Online Messenger is a highly flexible and scalable platform for exchanging data with FI clients regardless of preferred channel, volume, or required format. This enables you to address the unique needs of every user, regardless of the function they perform.
Receive - Transform - Deliver
Online Messenger’s Information Reporting Service helps FI’s deliver a wide variety of account-related information and data to business users through a broad range of channels. An “Information Report” is a report or data file produced from BAI2 (the most common), SWIFT MT940, NACHA, or other standard or custom data formats. Reports include Previous or Current Day balances and transactions, and various data-based ACH reports.
Less Paper – More Green
Online Messenger’s Special Reports Service supports FI distribution of “print-image” data and reports to business users in electronic form, eliminating the need for paper reports, mailing and manual faxing. Reports commonly delivered through Special Reports include ACH Return and Notification of Change (NOC) reports, EDI reports, Account Analysis or Billing reports and statements.
File Exchange – Simple and Secure
Online Messenger’s Secure File Transfer (SFT) Service offers FI’s low-cost, easy-to-implement file exchange of account-related information and data with business users through the web, OBS Secure Desktop or FTP channels. SFT also enables businesses to send data files to the FI for processing. Data files supported include: ACH Returns and Notifications of Change (NOC), Account Analysis Statements, Checks Paid and Account Reconcilement files, and EDI data files. Examples of customer files are Check Issue files (for Positive Pay), ACH transaction files, and Wire Transfer batches.
Removing the Guesswork: Alerts and Notifications Keep You Informed
Alerts inform users of events affecting their banking relationship through notifications delivered through Online Messenger’s Delivery Channels.
An alert may inform the user that a balance in a specified account is too high or too low. Or, it may inform the user that a specific transaction of a specific size has occurred, i.e., that a wire transfer has occurred, and can notify them of the details of payment.
Notifications inform both FI staff and customers when a task has completed successfully, such as when a file has been loaded or processed. This is particularly useful with the Secure File Transfer Service.
Supported alerts include: Positive Pay, Wire Transfers, Lockbox, ACH Returns, and EDI Remittances.
Safe, Reliable and Secure
OBS solutions leverage low-risk contemporary technologies with multiple channel distribution options and a level of quality and performance unmatched in the industry.
Online Messenger employs a multi-layered security model that includes multi-factor authentication (MFA). Because internet threats continue to evolve, security is an on-going effort with continuous improvements.
